Privacy Policy

Your privacy is fundamental to our service. We protect your data and never sell your information.

Last updated: January 15, 2024

We built Easy.Mortgage to protect borrowers from spam and lead selling β€” and that includes how we handle your data.

πŸ“Œ What We Collect

Basic info you give us (like name, email, loan needs) and activity on our site.

🚫 What We Don't Do

We never sell your data. Ever. No spam. No shady lead reselling. No tracking cookies.

πŸ” How We Protect It

Bank-grade encryption and strict controls. Your info stays yours.

βœ… Your Rights

You're in control. Opt-out anytime. We honor CCPA, GLBA, and other privacy laws.

Introduction

At Easy.Mortgage, we're on a mission to protect borrowers from the predatory practices that plague the mortgage industry. That mission extends to how we handle your personal information.

If you ever have privacy concerns, you'll talk to a real person β€” not a robot. We're committed to transparency, and this policy explains exactly how we collect, use, and protect your data.

Our Core Privacy Principles:

  • β€’ Your data is yours, not ours to sell
  • β€’ Transparency over legal jargon
  • β€’ Bank-grade security, always
  • β€’ You control your information

Here's What We Collect β€” and Why

We only collect what we actually need to match you with great loan officers and provide our service. No fishing expeditions, no data hoarding.

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Personal Info

  • β€’ Name and contact details
  • β€’ Email address and phone
  • β€’ Location preferences
  • β€’ Loan type and goals
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Location

  • β€’ General location (city/state)
  • β€’ Property search areas
  • β€’ Never precise addresses
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Messages

  • β€’ Quiz responses
  • β€’ Support conversations
  • β€’ Feedback and preferences
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Security

  • β€’ Device and browser info
  • β€’ Usage patterns (anonymized)
  • β€’ Fraud prevention data

What We DON'T Collect (Unless You Start a Loan)

Social security numbers, credit scores, bank account details, or other sensitive financial information β€” unless you explicitly start a loan application with a specific lender.

How Your Info Helps Us Help You

We sometimes work with trusted partners (like analytics or hosting providers) to improve your experience β€” but we never sell or resell your data. Ever.

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Core Services

  • β€’ Match you with quality loan officers
  • β€’ Facilitate secure introductions
  • β€’ Improve our matching algorithm
  • β€’ Provide quick customer support
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Service Improvement

  • β€’ Understand what borrowers actually need
  • β€’ Make our platform faster and easier
  • β€’ Fix bugs and technical issues
  • β€’ Test new features that help you
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Platform Security

  • β€’ Prevent fraud and fake accounts
  • β€’ Keep bad actors off our platform
  • β€’ Verify loan officer credentials
  • β€’ Monitor service quality
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Communication

  • β€’ Send important updates about your matches
  • β€’ Answer support questions
  • β€’ Share relevant mortgage tips (if you opt-in)
  • β€’ Follow up on your experience

When (and Why) We Share Info

The short answer: Almost never. And when we do, it's always with your explicit permission or for your protection.

βœ… With Your Explicit Permission

We only share your information with loan officers when you choose to connect with them through our platform. You click "Connect" or "Get Matched" β€” that's your consent.

What they get: Your name, contact info, and loan preferences. What they don't get: Your browsing history, quiz answers about other lenders, or any sensitive financial data.

βš–οΈ Legal Requirements (Extremely Rare)

Only when required by law, court order, or to protect users from fraud. This has never happened, but we're legally required to mention it.

❌ We NEVER Share With

β€’ Advertisers or marketing companies

β€’ Data brokers or lead aggregators

β€’ Social media platforms for advertising

β€’ Credit reporting agencies (unless you apply for a loan)

β€’ Anyone else, for any reason, ever

Your data is not a revenue stream for us. Our business model is connecting you with quality loan officers β€” not selling your information.

You're in Control β€” Your Rights Explained

Your privacy rights aren't fine print β€” they're real tools you can use. Here's how to exercise them (and yes, we'll actually respond).

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See Your Data β†’

Get a complete, downloadable copy of your profile, activity, and matches

✏️

Fix Wrong Info β†’

Update or correct any inaccurate information in your profile

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Delete Everything β†’

Request complete deletion of your personal information

🚫

Stop Communications β†’

Opt out of emails, calls, or data processing entirely

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Export Your Data β†’

Download your data in a format you can use elsewhere

βš–οΈ

File a Complaint β†’

Contact regulatory authorities about privacy concerns

Response Times

We respond to privacy requests within 48 hours (usually faster). Complex requests like data deletion may take up to 30 days, but we'll keep you updated throughout the process.

Cookies and Tracking

We use cookies and similar technologies to make our platform work better for you. Here's what we use and why.

πŸͺ Cookie Protection & Disclaimer

βœ… Cookie Protection: No cookies with personal or tracking information are sent.

βœ… Cookie Disclaimer: No third-party cookies or cookies with tracking information are sent.

We prioritize your privacy by keeping our cookie usage minimal and transparent. Only essential functionality cookies are used.

πŸ”§Essential Cookies

These keep the site working and secure. We can't turn these off.

  • β€’ Login sessions
  • β€’ Security tokens
  • β€’ Form submissions
  • β€’ Dark mode preferences

πŸ“ŠAnalytics (With Your Consent)

Help us understand how to improve the platform.

  • β€’ Page views (anonymized)
  • β€’ Feature usage
  • β€’ Error tracking
  • β€’ Performance monitoring

❌What We DON'T Use

β€’ No advertising cookies

β€’ No social media tracking pixels

β€’ No cross-site tracking

β€’ No behavioral profiling

β€’ No third-party ad networks

β€’ No fingerprinting techniques

Data Security

We implement multiple layers of security to protect your personal information.Learn more about our security measures β†’

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Bank-Grade Encryption

256-bit AES encryption at rest with AWS-managed keys and TLS 1.3 in transit

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Access Controls

Role-based access with multi-factor authentication and principle of least privilege

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Regular Audits

Quarterly third-party security assessments and penetration testing

🚨

Threat Monitoring

24/7 monitoring for suspicious activity and automated threat detection

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Secure Backups

Encrypted, geographically distributed backups with disaster recovery plans

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Compliance

SOC 2 Type II compliant with GLBA, CCPA, and GDPR requirements

Your Choices

You have options about how we use your information. Here's how to control what happens with your data.

Marketing Communications

You can opt out of marketing emails anytime by clicking "Unsubscribe" or emailing us at privacy@easy.mortgage.

Note: We'll still send important service updates (like security alerts or policy changes) even if you opt out of marketing.

Analytics and Cookies

You can disable analytics cookies in your browser settings or use our cookie preferences center.

Essential cookies (for login, security, etc.) can't be disabled without breaking the site functionality.

Account Deletion

Want to delete your account completely? Email privacy@easy.mortgage with "Account Deletion" in the subject.

We'll remove all your personal data within 30 days, except what we're legally required to keep.

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California/CCPA Rights

If you're a California resident, you have additional rights under the California Consumer Privacy Act (CCPA).

Right to Know

What personal information we collect, use, and share about you

Right to Delete

Request deletion of your personal information (with some exceptions)

Right to Opt-Out

We don't sell personal information, so this doesn't apply to Easy.Mortgage

Right to Non-Discrimination

We won't discriminate against you for exercising your CCPA rights

Right to Correct

Request correction of inaccurate personal information

Right to Limit Use

Limit use and disclosure of sensitive personal information

To exercise your CCPA rights: Email privacy@easy.mortgage with your request. We'll verify your identity and respond within 45 days (or let you know if we need more time).

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GLBA Notices

The Gramm-Leach-Bliley Act (GLBA) requires financial service providers to explain how we protect your private information.

Financial Information Protection

We safeguard all nonpublic personal information according to federal standards, including:

  • β€’ Physical safeguards (secure facilities and equipment)
  • β€’ Electronic safeguards (encryption and access controls)
  • β€’ Procedural safeguards (employee training and monitoring)

Information Sharing Limitations

We do not share nonpublic personal information with non-affiliated third parties, except:

  • β€’ With your explicit consent (like connecting you to loan officers)
  • β€’ As required by law or regulation
  • β€’ With service providers under strict confidentiality agreements

Opt-Out Rights

Because we don't share your information with non-affiliated third parties for marketing purposes, there's no opt-out required under GLBA. However, you can always opt out of our own marketing communications.

Still have questions?

Email us at privacy@easy.mortgage β€” we'll actually respond.

Contact Privacy Team

Contact Us

Have questions about this privacy policy or your data rights? We're here to help.

Privacy Team

privacy@easy.mortgage

Response time: Usually within 24 hours

General Support

support@easy.mortgage

For platform questions and technical support

Frequently Asked Questions

How do I delete my account completely?

Email us at privacy@easy.mortgage with "Account Deletion" in the subject line. We'll remove all your data within 30 days and send you confirmation when it's complete.

Can I see exactly what data you have about me?

Absolutely! Email us at privacy@easy.mortgage with "Data Access Request" and we'll send you a complete, downloadable copy of your profile, activity, and any shared information.

Do you really never sell my data?

Never. Our business model is connecting borrowers with quality loan officers, not selling your information. We only share your data when you explicitly choose to connect with a loan officer.

What if I live outside the US?

We extend the same privacy protections to all users regardless of location. If you're in the EU, you have additional rights under GDPR that we fully honor.